Instant download · Works in Excel & Google Sheets · Get 10% off when you join our newsletter

Cash Envelope Tracker spreadsheet template on a laptop
Cash Envelope Tracker on a tablet
What is included in the Cash Envelope Tracker

Cash Envelope Tracker

$8.00

The classic cash envelope system in a spreadsheet: fund your envelopes and watch each balance update as you spend.

  • Up to 20 custom envelopes
  • Running balance per envelope
  • Visual progress for every category

Instant download — files delivered right after checkout

Excel + Google Sheets — both versions included

Lifetime access — one-time payment, free updates

30-day guarantee — we will make it right or refund you

Excel .xlsx

Google Sheets

Digital download

About this template

Love the cash envelope method but not the paper mess? Set a budget for each envelope, log your spending, and see how much is left in every category instantly. It works whether you use real cash or a debit card.

What’s included

  • Envelope setup tab (up to 20 envelopes)
  • Spending log with running balances
  • Envelope dashboard with progress bars
  • Sinking funds planner
  • Quick-start guide tab

Key features

  • Balances update as you log each purchase
  • Warns you when an envelope runs low
  • Weekly or monthly envelope refills
  • Printable envelope labels

Perfect for

Fans of the cash stuffing method who want a tidy digital version.

How to get started

  1. Complete checkout. Your download link appears instantly and is emailed to you.
  2. Open the .xlsx file in Excel, or use the included link to make your own Google Sheets copy.
  3. Read the Start Here tab, then type your information into the colored cells.

Compatibility

Microsoft Excel

Excel 2016 or newer, Microsoft 365, Excel for Mac, and Excel for the web.

Google Sheets

Make your own copy in one click. Free with any Google account, and easy to share.

Any device

Use it on Windows, Mac, Chromebook, iPad, iPhone, and Android.

Frequently asked questions

What exactly will I receive?

An .xlsx file for Microsoft Excel, a link to make your own Google Sheets copy, and a quick-start guide. Everything is available to download immediately after purchase.

Can I customize the template?

Yes. Rename categories, change colors, and add rows. The formulas are built to keep working as you customize.

Will it work on my phone?

Yes. You can view and update it in the free Google Sheets or Excel apps. For setting it up the first time we recommend a computer or tablet.

Is it a physical product?

No. This is a digital download. Nothing will be shipped to you.

Can I use it for more than one year?

Absolutely. Make a fresh copy each year, or month, as many times as you like. Your purchase includes lifetime access and updates.

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